Internet Banking

Internet Banking and Teller Integration using Icon

Within a Bank the following transactions could be available:

Account to Account
Account to Card
Account to Phone
Account to Business

All of these transactions would be handled by the relevant Bankers Association (BA). In order to post the transactions to the relevant BA, i-Con receives the request from the Internet Banking (IB) or Teller channels and posts the request to Postilion using ISO8583.

By using i-Con to perform the integration a bank can greatly improve efficiency and cut down on the processing time between the different system applications.

All of this is achieved by i-Cons ability to handle SOAP messages from a web service, format data and map it to fields in various systems. This means that a bank could register clients in real-time as well as do payments in a single solution.

Example Case
A Bank allows their customers to register and do payments to other party’s via Internet Banking and In-Branch Tellers.

The following transactions are possible:

Account to Account, Account to Card, Account to Phone, Account to Business.

These transactions are all handled by the Bankers Association (BA). In order to post the transaction to the BA, i-Con receives the request from the IB or Teller channel’s and posts the request to Postilion using ISO8583.

By using i-Con to perform the integration, the Bank greatly improved efficiency and cut on processing time between the different systems. This was achieved by i-Con’s ability to handle SOAP messages from a web service, format the data and map the fields to various systems. With these advantages the Bank could register clients in real-time as well as do payments on various channels in one solution.

For this solution i-Con receives XML from the Core Banking System (T24), containing either registration or payment details which will then be routed accordingly. The XML tags are mapped to either the KBA web service for registrations or to the ISO8583 fields for payments.

T24 Integrations
i-Con integrates into T24 using OFS and TC Server. This approach is a lot more efficient than the Screen-Scraping method. Using OFS, a developer has a lot more control over the messages